Debit Transaction

Faspay is an online payment gateway that provides convenience to the merchant in online transactions. Faspay provides convenience in a variety of payment types, one of them is Debit Card transaction with Faspay Debit. Faspay Debit is a product that facilitates Faspay's debit card transactions at merchant's website.

Types of payment channels that can be integrated with debit transactions in Faspay:

ATM / VIRTUAL ACCOUNT
INTERNET BANKING
ONLINE DEBIT
ONLINE CREDIT
e-MONEY
RETAIL PAYMENT
ATM / VIRTUAL ACCOUNT

Code

Payment Channel

402

Permata Virtual Account / PermataNet

408

Maybank Virtual Account

702

BCA Virtual Account

708

Danamon Virtual Account

800

BRI Virtual Account

801

BNI Virtual Account

802

Mandiri Virtual Account

818

Sinarmas Virtual Account

825

CIMB Virtual Account

INTERNET BANKING

Code

Payment Channel

401

BRI ePay

402

PermataNet

405

BCA KlikPay

700

Octo Clicks

701

Danamon Online Banking

814

Maybank2U

ONLINE DEBIT

Code

Payment Channel

810

B-Secure

714

BRI Direct Debit

ONLINE CREDIT

Code

Payment Channel

709

Kredivo

807

Akulaku

820

Indodana

e-MONEY

Code

Payment Channel

302

LinkAja

716

LinkAja AppLink

704

Sakuku

711

ShopeePay QRIS

713

ShopeePay Jump App

812

OVO

819

DANA

RETAIL PAYMENT

Code

Payment Channel

706

Indomaret Payment point

707

Alfagroup

Transaction Flow

For The Debit Transaction we distinct into two kind of transaction flow

One Step Transaction
Two Step Transaction
One Step Transaction

The type of payment on faspay that is made end to end (1 cycle) is completed on the same page and can be completed immediately. After the buyer has finished making a payment on the Faspay website, the buyer will be redirected back to the merchant page. In a one-step transaction, the buyer will provide data on the merchant's web page and the buyer will be redirected from the merchant's web page to the Faspay page then Faspay will redirect the buyer to the selected payment channel page then the customer enters the data / login (if needed) and performs payment on the selected payment channel. After the transaction is complete, the transaction channel will provide notification to Faspay and will be informed to the buyer whether the transaction was successful or failed.

One Step Transaction Flow

List Of One Step Payment Channel

Code

Payment Channel

302

LinkAja

401

BRI e-PAY

402

PermataNet

405

BCA KlikPay

700

Octo Clicks

701

Danamon Online Banking

704

Sakuku

709

Kredivo

713

ShopeePay Jump App

807

Akulaku

810

B-Secure

812

OVO

814

Maybank2U

819

DANA

820

Indodana

714

BRI Direct Debit

Two Step Transaction

Types of payments directed to Faspay's page are for payment procedures and buyers are not redirected to the payment page directly. Transactions can be made through other media, for example via an ATM or a handset for payment. In a two-step transaction the buyer will provide data on the merchant's web page after which the buyer will be redirected from the merchant's web page to the Faspay page. The Faspay page will display payment channel options for buyers to choose from. The system will wait for the buyer to complete a separate payment. Faspay will receive a payment notification from the transaction channel and provide notification information to the buyer whether the transaction is successful or failed.

Two Step Transaction Flow

List of Two Step Payment Channel

Code

Payment Channel

402

Permata Virtual Account

408

Maybank Virtual Account

702

BCA Virtual Account

706

Indomaret Payment point

707

Alfagroup

801

BNI Virtual Account

802

Mandiri Virtual Account

818

Sinarmas Virtual Account

711

ShopeePay QRIS

825

CIMB Virtual Account