Debit Transaction

Overview

Faspay is an online payment gateway that provides convenience to the merchant in online transactions. Faspay provides convenience in various payment types, one of them being Debit Card transactions with Faspay Debit. Faspay Debit is a product that facilitates Faspay's debit card transactions at the merchant's website.

Types of payment channels that can be integrated with debit transactions in Faspay:

ATM / VIRTUAL ACCOUNT

Code	Payment Channel
402	Permata Virtual Account / PermataNet
408	Maybank Virtual Account
702	BCA Virtual Account
708	Danamon Virtual Account
718	BNC Virtual Account
723	BSI Virtual Account
800	BRI Virtual Account
801	BNI Virtual Account
802	Mandiri Virtual Account
818	Sinarmas Virtual Account
825	CIMB Virtual Account
837	BTN Virtual Account

INTERNET BANKING

Code	Payment Channel
402	PermataNet
405	BCA KlikPay
700	Octo Clicks
701	Danamon Online Banking

ONLINE DEBIT

Code	Payment Channel
810	B-Secure
714	BRI Direct Debit

ONLINE CREDIT

Code	Payment Channel
709	Kredivo
721	BRI Ceria
807	Akulaku
820	Indodana

e-MONEY

Code	Payment Channel
302	LinkAja
715	LinkAja QRIS
716	LinAja AppLink
704	Sakuku
711	ShopeePay QRIS
713	ShopeePay Jump App
720	OVO Tokenize
722	DANA Subscription
812	OVO
819	DANA

RETAIL PAYMENT

Code	Payment Channel
706	Indomaret Payment point
707	Alfagroup

Transaction Flow

For The Debit Transaction we distinct into two kinds of transaction flow:

One Step Transaction

The type of payment on Faspay made end to end (1 cycle) is completed on the same page and can be completed immediately. After the buyer makes a payment on the Faspay website, the buyer will be redirected back to the merchant page. In a one-step transaction, the buyer will provide data on the merchant's web page and the buyer will be redirected from the merchant's web page to the Faspay page then Faspay will redirect the buyer to the selected payment channel page then the customer enters the data/login (if needed) and performs payment on the selected payment channel. After the transaction is complete, the transaction channel will provide a notification to Faspay and will be informed the buyer whether the transaction was successful or failed.

One Step Transaction Flow

List Of One Step Payment Channel

Code	Payment Channel
302	LinkAja
401	BRI e-PAY
402	PermataNet
405	BCA KlikPay
700	Octo Clicks
701	Danamon Online Banking
704	Sakuku
709	Kredivo
713	ShopeePay Jump App
720	OVO Tokenize
721	BRI Ceria
722	DANA Subscription
807	Akulaku
810	B-Secure
812	OVO
814	Maybank2U
819	DANA
820	Indodana
714	BRI Direct Debit

Two Step Transaction

Types of payments directed to Faspay's page are for payment procedures and buyers are not redirected to the payment page directly. Transactions can be made through other media, for example via an ATM or a handset for payment. In a two-step transaction, the buyer will provide data on the merchant's web page after which the buyer will be redirected from the merchant's web page to the Faspay page. The Faspay page will display payment channel options for buyers to choose from. The system will wait for the buyer to complete a separate payment. Faspay will receive a payment notification from the transaction channel and provide notification information to the buyer on whether the transaction is successful or failed.

Two Step Transaction Flow

List of Two Step Payment Channel

Code	Payment Channel
402	Permata Virtual Account
408	Maybank Virtual Account
702	BCA Virtual Account
706	Indomaret Payment point
707	Alfagroup
711	ShopeePay QRIS
718	BNC Virtual Account
723	BSI Virtual Account
801	BNI Virtual Account
802	Mandiri Virtual Account
818	Sinarmas Virtual Account
825	CIMB Virtual Account