# Virtual Account Static

## BNI Virtual Account Static

#### Introduction

BNI Virtual account is a Faspay Collection product which is a payment method with a special account given to customers of cooperation companies as a means of bill payment, making it easier for cooperative companies to identify the remittances they receive. In BNI Virtual Account Static, this is a type of static transaction TRX ID / static Transaction ID that can be paid multiple times with one virtual account number.

#### Transaction BNI Virtual Account Static

<figure><img src="https://3692871117-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F-MHl0oXefaAKjpRLPnGw%2Fuploads%2FV9q73cunxS2PuajkWbw4%2FBNI%20VA%20Static%20transaction1.png?alt=media&#x26;token=e4f33a9f-7602-4cc8-8646-47dd567e8fbd" alt=""><figcaption><p>BNI VA Static Transaction Flow</p></figcaption></figure>

**Description:**

1. After the user checks out at the web merchant and selects payment using the BNI VA method. Merchants post data to Faspay.
2. Faspay will create a billing request to BNI, and then BNI will send a response back from the billing request to Faspay.
3. Faspay will forward the post-data response to the Merchant.
4. Then wait until the user has finished making the VA payment.
5. After the transaction, BNI will send a payment notification to Faspay and Faspay will forward the payment notification to Merchant.

#### Update Transaction

<figure><img src="https://3692871117-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F-MHl0oXefaAKjpRLPnGw%2Fuploads%2FGstiRJz7q6ucIR7VSS12%2FUpdate%20Transaction1bniva.png?alt=media&#x26;token=fea6f129-ec43-4944-8a52-e10e46fdc4aa" alt=""><figcaption><p>BNI VA Update Transaction Flow</p></figcaption></figure>

## BNC Virtual Account Static

#### Introduction

The transaction process in BNC VA is divided into **static transaction** flow and **dynamic transaction** flow. The difference between static and dynamic transactions is post-data used. The Post-Data service in the static transaction is the same as dynamic Post-Data. However, there are differences in `bill_no` parameter.

If the static transaction, Faspay will generate a Virtual Account number when sending post-data to the BNC System.

#### Transaction BNC Virtual Account Static

<figure><img src="https://3692871117-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F-MHl0oXefaAKjpRLPnGw%2Fuploads%2FMbUUWb6D6QeOmzWyz5CL%2FBNC%20VA%20Static%20Transaction1.png?alt=media&#x26;token=dac1516a-9609-4dcb-9c89-031687c1fc60" alt=""><figcaption><p>BNC VA Static Flow Transaction</p></figcaption></figure>

**Description:**&#x20;

1. The customer/User checks out the product and chooses a payment method with BNC Virtual Account.
2. Merchant will send a post data request to Faspay, and Faspay will forward post data VA static to BNC VA
3. BNC VA will send a response virtual account static number which Faspay will forward to the Merchant.
4. Merchant will inform the virtual account static number to the Customer/User.
5. The customer/User will make payment transactions.
6. After the transaction, BNC sends a payment notification to the Faspay side.
7. Faspay forwards the payment notification to the merchant side, and from the BNC side, it will also display the payment status to the Customer/User.

## BTN Virtual Account

#### Introduction

BTN VA (Virtual Account) from Bank Tabungan Negara is a new payment channel that is integrated into Faspay Collection. It operates through Virtual Accounts, which are digitally generated for individual customers. To initiate payments, customers are directed to their respective Virtual Accounts, each identified by a unique customer ID number. &#x20;

In BTN Virtual Account Static, this is a type of static transaction TRX ID / static Transaction ID that can be paid multiple times with one virtual account number.

#### Transaction BTN Virtual Account Static

<figure><img src="https://3692871117-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F-MHl0oXefaAKjpRLPnGw%2Fuploads%2FIiIEPc4iI7Bysy90m11n%2FBTN%20VA%20Static%20Transaction.png?alt=media&#x26;token=33ad7d3d-6dce-4021-a1da-14d01ebdc8fd" alt=""><figcaption><p>BTN VA Static Flow Transaction</p></figcaption></figure>

**Description:**

1. After the user checkout at the web merchant and selects payment using the BTN VA method. Merchants post data to Faspay.
2. Faspay will create a billing request to BTN, and then BTN will send a response back from the billing request to Faspay.
3. Faspay will forward the post-data response to the Merchant.
4. Then, wait until the user has finished making the VA payment.
5. After the transaction, BTN will send a payment notification to Faspay and Faspay will forward the payment notification to Merchant.

The API Reference can be found here

<table data-view="cards"><thead><tr><th></th><th></th><th></th><th data-hidden data-card-target data-type="content-ref"></th></tr></thead><tbody><tr><td></td><td>BNI VA Static Integration</td><td></td><td><a href="../../../../../merchant-integration/api-reference-1/debit-transaction/features/static-transaction/bni-va-static-integration">bni-va-static-integration</a></td></tr><tr><td></td><td>BNC VA Static Integration</td><td></td><td><a href="../../../../../merchant-integration/api-reference-1/debit-transaction/features/static-transaction/bnc-va-static-integration">bnc-va-static-integration</a></td></tr><tr><td></td><td></td><td></td><td></td></tr></tbody></table>

{% hint style="info" %}
The integration of the BTN Virtual Account static  is the same as the existing API integration
{% endhint %}