Internet Banking integration Guide

One of the payment method offered by Faspay is Internet Banking. By using this payment method, customers will have the option to make a payment via bank website and Faspay will send real-time notifications when the customer completes the payment.

At this moment, Faspay has integrated some Internet Banking payment methods:

BRI e-Pay
BCA KlikPay
Danamon Online Banking
Octo Clicks
PermataNet

The basic integration process of Internet Banking will be explained below.

Integration Step

Post Data Transaction to Faspay
Redirect customer to bank's website
Callback/Return URL
Payment Notification

1. Post Data Transaction

Post-data transactions should be done from the merchant backend, the detailed API reference can be found Here

Every Internet Banking will use the same API request, the difference is only on payment_channel value for each Internet Banking

This is an example of post data transaction for an Internet Banking channel

{
   "request": "Post Data Transaction",
   "merchant_id": "99999",
   "merchant": "Sophia Store",
   "bill_no": "20201222104914",
   "bill_reff": "20200324_02-2286704_336",
   "bill_date": "2020-12-19 06:04:29",
   "bill_expired": "2020-12-19 07:04:29",
   "bill_desc": "Payment Online Via Faspay",
   "bill_currency": "IDR",
   "bill_gross": "100000",
   "bill_miscfee": "100000",
   "bill_total": "200000",
   "cust_no": "01",
   "cust_name": "John Doe",
   "payment_channel": "401",
   "pay_type": "01",
   "msisdn": "8562927907",
   "email": "john@gmail.com",
   "terminal": "10",
   "billing_address": "Jl Sabang 37",
   "billing_address_city": "Jakarta",
   "billing_address_region": "DKI Jakarta",
   "billing_address_state": "Indonesia",
   "billing_address_poscode": "10170",
   "billing_address_country_code": "ID",
   "receiver_name_for_shipping": "John Doe",
   "shipping_address": "Jl. Sabang 37",
   "shipping_address_city": "Jakarta",
   "shipping_address_region": "DKI Jakarta",
   "shipping_address_state": "Indonesia",
   "shipping_address_poscode": "10170",
   "item": {
      "id": "A001",
      "product": "Invoice #2286704",
      "qty": "1",
      "amount": "100000",
      "payment_plan": "01",
      "merchant_id":"99999",
      "tenor": "00"
   },
   "reserve1": "",
   "reserve2": "",
   "signature": "a307a911aa116014dd33c181042605731f89b2d2"
}

{
   "request": "Post Data Transaction",
   "merchant_id": "99999",
   "merchant": "Sophia Store",
   "bill_no": "20201222105144",
   "bill_reff": "20200324_02-2286704_336",
   "bill_date": "2020-12-19 06:04:29",
   "bill_expired": "2020-12-19 07:04:29",
   "bill_desc": "Payment Online Via Faspay",
   "bill_currency": "IDR",
   "bill_gross": "100000",
   "bill_miscfee": "100000",
   "bill_total": "200000",
   "cust_no": "01",
   "cust_name": "John Doe",
   "payment_channel": "405",
   "pay_type": "01",
   "msisdn": "8562927907",
   "email": "john@gmail.com",
   "terminal": "10",
   "billing_address": "Jl Sabang 37",
   "billing_address_city": "Jakarta",
   "billing_address_region": "DKI Jakarta",
   "billing_address_state": "Indonesia",
   "billing_address_poscode": "10170",
   "billing_address_country_code": "ID",
   "receiver_name_for_shipping": "John Doe",
   "shipping_address": "Jl. Sabang 37",
   "shipping_address_city": "Jakarta",
   "shipping_address_region": "DKI Jakarta",
   "shipping_address_state": "Indonesia",
   "shipping_address_poscode": "10170",
   "item": {
      "id": "A001",
      "product": "Invoice #2286704",
      "qty": "1",
      "amount": "100000",
      "payment_plan": "01",
      "merchant_id":"99999",
      "tenor": "00"
   },
   "reserve1": "",
   "reserve2": "",
   "signature": "b6c7661df066cdd8414088cabf2c641810e7417d"
}

{
   "request": "Post Data Transaction",
   "merchant_id": "99999",
   "merchant": "Sophia Store",
   "bill_no": "20201222112224",
   "bill_reff": "20200324_02-2286704_336",
   "bill_date": "2020-12-19 06:04:29",
   "bill_expired": "2020-12-19 07:04:29",
   "bill_desc": "Payment Online Via Faspay",
   "bill_currency": "IDR",
   "bill_gross": "100000",
   "bill_miscfee": "100000",
   "bill_total": "200000",
   "cust_no": "01",
   "cust_name": "John Doe",
   "payment_channel": "701",
   "pay_type": "01",
   "msisdn": "8562927907",
   "email": "john@gmail.com",
   "terminal": "10",
   "billing_address": "Jl Sabang 37",
   "billing_address_city": "Jakarta",
   "billing_address_region": "DKI Jakarta",
   "billing_address_state": "Indonesia",
   "billing_address_poscode": "10170",
   "billing_address_country_code": "ID",
   "receiver_name_for_shipping": "John Doe",
   "shipping_address": "Jl. Sabang 37",
   "shipping_address_city": "Jakarta",
   "shipping_address_region": "DKI Jakarta",
   "shipping_address_state": "Indonesia",
   "shipping_address_poscode": "10170",
   "item": {
      "id": "A001",
      "product": "Invoice #2286704",
      "qty": "1",
      "amount": "100000",
      "payment_plan": "01",
      "merchant_id":"99999",
      "tenor": "00"
   },
   "reserve1": "",
   "reserve2": "",
   "signature": "e827183f9446565a4b77d4490bb931c811b71821"
}

{
   "request": "Post Data Transaction",
   "merchant_id": "99999",
   "merchant": "Sophia Store",
   "bill_no": "20201222112952",
   "bill_reff": "20200324_02-2286704_336",
   "bill_date": "2020-12-19 06:04:29",
   "bill_expired": "2020-12-19 07:04:29",
   "bill_desc": "Payment Online Via Faspay",
   "bill_currency": "IDR",
   "bill_gross": "100000",
   "bill_miscfee": "100000",
   "bill_total": "200000",
   "cust_no": "01",
   "cust_name": "John Doe",
   "payment_channel": "700",
   "pay_type": "01",
   "msisdn": "8562927907",
   "email": "john@gmail.com",
   "terminal": "10",
   "billing_address": "Jl Sabang 37",
   "billing_address_city": "Jakarta",
   "billing_address_region": "DKI Jakarta",
   "billing_address_state": "Indonesia",
   "billing_address_poscode": "10170",
   "billing_address_country_code": "ID",
   "receiver_name_for_shipping": "John Doe",
   "shipping_address": "Jl. Sabang 37",
   "shipping_address_city": "Jakarta",
   "shipping_address_region": "DKI Jakarta",
   "shipping_address_state": "Indonesia",
   "shipping_address_poscode": "10170",
   "item": {
      "id": "A001",
      "product": "Invoice #2286704",
      "qty": "1",
      "amount": "100000",
      "payment_plan": "01",
      "merchant_id":"99999",
      "tenor": "00"
   },
   "reserve1": "",
   "reserve2": "",
   "signature": "acbaace6a54eb83958e245e03e46a1e43df9f33f"
}

{
   "request": "Post Data Transaction",
   "merchant_id": "99999",
   "merchant": "Sophia Store",
   "bill_no": "20201222113344",
   "bill_reff": "20200324_02-2286704_336",
   "bill_date": "2020-12-19 06:04:29",
   "bill_expired": "2020-12-19 07:04:29",
   "bill_desc": "Payment Online Via Faspay",
   "bill_currency": "IDR",
   "bill_gross": "100000",
   "bill_miscfee": "100000",
   "bill_total": "200000",
   "cust_no": "01",
   "cust_name": "John Doe",
   "payment_channel": "402",
   "pay_type": "01",
   "msisdn": "8562927907",
   "email": "john@gmail.com",
   "terminal": "10",
   "billing_address": "Jl Sabang 37",
   "billing_address_city": "Jakarta",
   "billing_address_region": "DKI Jakarta",
   "billing_address_state": "Indonesia",
   "billing_address_poscode": "10170",
   "billing_address_country_code": "ID",
   "receiver_name_for_shipping": "John Doe",
   "shipping_address": "Jl. Sabang 37",
   "shipping_address_city": "Jakarta",
   "shipping_address_region": "DKI Jakarta",
   "shipping_address_state": "Indonesia",
   "shipping_address_poscode": "10170",
   "item": {
      "id": "A001",
      "product": "Invoice #2286704",
      "qty": "1",
      "amount": "100000",
      "payment_plan": "01",
      "merchant_id":"99999",
      "tenor": "00"
   },
   "reserve1": "",
   "reserve2": "",
   "signature": "2426558097a5f09256f5cc2ec9be94028e7f8b4d"
}

Post Data Transaction Response

You will get a post data response like the below:

{
   "response": "Transmission of Purchase Detail Info",
   "trx_id": "9999940100004234",
   "merchant_id": "99999",
   "merchant": "Sophia Store",
   "bill_no": "20201222104914",
   "bill_items": {
      "id": "A001",
      "product": "Invoice #2286704",
      "qty": "1",
      "amount": "100000",
      "payment_plan": "01",
      "merchant_id": "99999",
      "tenor": "00"
   },
   "response_code": "00",
   "response_desc": "Success",
   "redirect_url" : "https://dev.faspay.co.id/pws/100003/0830000010100000/a307a911aa116014dd33c181042605731f89b2d2?trx_id=9999940100004234&merchant_id=99999&bill_no=20201222104914"
}

{
   "response": "Transmission of Purchase Detail Info",
   "trx_id": "9999940511118742",
   "merchant_id": "99999",
   "merchant": "Sophia Store",
   "bill_no": "20201222105144",
   "bill_items": {
      "id": "A001",
      "product": "Invoice #2286704",
      "qty": "1",
      "amount": "100000",
      "payment_plan": "01",
      "merchant_id": "99999",
      "tenor": "00"
   },
   "response_code": "00",
   "response_desc": "Success",
   "redirect_url" : "https://dev.faspay.co.id/pws/100003/0830000010100000/b6c7661df066cdd8414088cabf2c641810e7417d?trx_id=9999940511118742&merchant_id=99999&bill_no=20201222105144"
}

{
   "response": "Transmission of Purchase Detail Info",
   "trx_id": "9999970100004879",
   "merchant_id": "99999",
   "merchant": "Sophia Store",
   "bill_no": "20201222112224",
   "bill_items": {
      "id": "A001",
      "product": "Invoice #2286704",
      "qty": "1",
      "amount": "100000",
      "payment_plan": "01",
      "merchant_id": "99999",
      "tenor": "00"
   },
   "response_code": "00",
   "response_desc": "Success",
   "redirect_url" : "https://dev.faspay.co.id/pws/100003/0830000010100000/e827183f9446565a4b77d4490bb931c811b71821?trx_id=9999970100004879&merchant_id=99999&bill_no=20201222112224"
}

{
   "response": "Transmission of Purchase Detail Info",
   "trx_id": "9999970056662287",
   "merchant_id": "99999",
   "merchant": "Sophia Store",
   "bill_no": "20201222112952",
   "bill_items": {
      "id": "A001",
      "product": "Invoice #2286704",
      "qty": "1",
      "amount": "100000",
      "payment_plan": "01",
      "merchant_id": "99999",
      "tenor": "00"
   },
   "response_code": "00",
   "response_desc": "Success",
   "redirect_url" : "https://dev.faspay.co.id/pws/100003/0830000010100000/acbaace6a54eb83958e245e03e46a1e43df9f33f?trx_id=9999970056662287&merchant_id=99999&bill_no=20201222112952"
}

{
   "response": "Transmission of Purchase Detail Info",
   "trx_id": "7178990000218859",
   "merchant_id": "99999",
   "merchant": "Sophia Store",
   "bill_no": "20201222113344",
   "bill_items": {
      "id": "A001",
      "product": "Invoice #2286704",
      "qty": "1",
      "amount": "100000",
      "payment_plan": "01",
      "merchant_id": "99999",
      "tenor": "00"
   },
   "response_code": "00",
   "response_desc": "Success",
   "redirect_url" : "https://dev.faspay.co.id/pws/100003/0830000010100000/2426558097a5f09256f5cc2ec9be94028e7f8b4d?trx_id=7178990000218859&merchant_id=99999&bill_no=20201222113344"
}

2. Redirect the customer to the bank's website

To redirect customers to the Bank's Website, use redirect_url that retrieved from Post-Data Transaction response (JSON Format) or follow the detailed API reference Here

Exception for PermataNet channel, please use the detail below:

Environment

URL Endpoint

Development

https://debit-sandbox.faspay.co.id/permatanet/payment

Parameter

Type

M/O/C

Description

va_number

Numeric

Mandatory

trx_id respon from post data transaction

amount

Numeric

Mandatory

total amount transaction

<?php

$va_number='8985999000012039'; //ini ambil dari respon trx_uid post data transaction
$amount='10000.00';	  

$url='https://dev.faspay.co.id/permatanet/payment';
	 
	 
	$post = array(                           
                  "va_number"=>$va_number,
		  "amount"=>$amount  
                 );
	  
$string = '<form method="post" name="form" action="'.$url.'">';
if ($post != null) {
         foreach ($post as $name=>$value) {
	 $string .= '<input type="hidden" name="'.$name.'" value="'.$value.'">';
	}
}


$string .= '</form>';
$string .= '<script> document.form.submit();</script>';

echo $string;
exit;

?>

3. Callback/Return URL

After the customer completes the payment via the bank's website, the website automatically redirects the customer to the Callback/Return URL. Please provide the URL and make sure it's already registered on Faspay system. For detailed reference will be found Here

4. Payment Notification

Payment notification from Faspay to the Merchant backend will also be triggered in the event of transaction status being updated to ensure the merchant is securely informed. Please provide the URL and make sure it's already registered on the Faspay system

The detailed API reference can be found here

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Last updated 2 years ago