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Internet Banking integration Guide

One of the payment method offered by Faspay is Internet Banking. By using this payment method, customers will have the option to make a payment via bank website and Faspay will send real-time notifications when the customer completes the payment.
At this moment, Faspay has integrated some Internet Banking payment methods:
  1. 1.
    BRI e-Pay
  2. 2.
    BCA KlikPay
  3. 3.
    Danamon Online Banking
  4. 4.
    Octo Clicks
  5. 5.
    PermataNet
The basic integration process of Internet Banking will be explained below.

Integration Step

  1. 1.
    Post Data Transaction to Faspay
  2. 2.
    Redirect customer to bank's website
  3. 3.
    Callback/Return URL
  4. 4.
    Payment Notification

1. Post Data Transaction

Post-data transactions should be done from the merchant backend, the detailed API reference can be found Here​
Every Internet Banking will use the same API request, the difference is only on payment_channel value for each Internet Banking
This is an example of post data transaction for an Internet Banking channel
BRI e-Pay
BCA KlikPay
Danamon Online Banking
Octo Clicks
PermataNet
{
"request": "Post Data Transaksi",
"merchant_id": "99999",
"merchant": "FASPAY STORE",
"bill_no": "20201222104914",
"bill_reff": "20200324_02-2286704_336",
"bill_date": "2020-12-19 06:04:29",
"bill_expired": "2020-12-19 07:04:29",
"bill_desc": "Payment Online Via Faspay",
"bill_currency": "IDR",
"bill_gross": "100000",
"bill_miscfee": "100000",
"bill_total": "200000",
"cust_no": "01",
"cust_name": "tester",
"payment_channel": "401",
"pay_type": "01",
"msisdn": "8562927907",
"email": "[email protected]",
"terminal": "10",
"billing_address": "Jl Sabang 37",
"billing_address_city": "Jakarta",
"billing_address_region": "DKI Jakarta",
"billing_address_state": "Indonesia",
"billing_address_poscode": "10170",
"billing_address_country_code": "ID",
"receiver_name_for_shipping": "Tompi",
"shipping_address": "Jl. Sabang 37",
"shipping_address_city": "Jakarta",
"shipping_address_region": "DKI Jakarta",
"shipping_address_state": "Indonesia",
"shipping_address_poscode": "10170",
"item": {
"id": "A001",
"product": "Invoice #2286704",
"qty": "1",
"amount": "100000",
"payment_plan": "01",
"merchant_id":"99999",
"tenor": "00"
},
"reserve1": "",
"reserve2": "",
"signature": "a307a911aa116014dd33c181042605731f89b2d2"
}
{
"request": "Post Data Transaksi",
"merchant_id": "99999",
"merchant": "FASPAY STORE",
"bill_no": "20201222105144",
"bill_reff": "20200324_02-2286704_336",
"bill_date": "2020-12-19 06:04:29",
"bill_expired": "2020-12-19 07:04:29",
"bill_desc": "Payment Online Via Faspay",
"bill_currency": "IDR",
"bill_gross": "100000",
"bill_miscfee": "100000",
"bill_total": "200000",
"cust_no": "01",
"cust_name": "tester",
"payment_channel": "405",
"pay_type": "01",
"msisdn": "8562927907",
"email": "[email protected]",
"terminal": "10",
"billing_address": "Jl Sabang 37",
"billing_address_city": "Jakarta",
"billing_address_region": "DKI Jakarta",
"billing_address_state": "Indonesia",
"billing_address_poscode": "10170",
"billing_address_country_code": "ID",
"receiver_name_for_shipping": "Tompi",
"shipping_address": "Jl. Sabang 37",
"shipping_address_city": "Jakarta",
"shipping_address_region": "DKI Jakarta",
"shipping_address_state": "Indonesia",
"shipping_address_poscode": "10170",
"item": {
"id": "A001",
"product": "Invoice #2286704",
"qty": "1",
"amount": "100000",
"payment_plan": "01",
"merchant_id":"99999",
"tenor": "00"
},
"reserve1": "",
"reserve2": "",
"signature": "b6c7661df066cdd8414088cabf2c641810e7417d"
}
{
"request": "Post Data Transaksi",
"merchant_id": "99999",
"merchant": "FASPAY STORE",
"bill_no": "20201222112224",
"bill_reff": "20200324_02-2286704_336",
"bill_date": "2020-12-19 06:04:29",
"bill_expired": "2020-12-19 07:04:29",
"bill_desc": "Payment Online Via Faspay",
"bill_currency": "IDR",
"bill_gross": "100000",
"bill_miscfee": "100000",
"bill_total": "200000",
"cust_no": "01",
"cust_name": "tester",
"payment_channel": "701",
"pay_type": "01",
"msisdn": "8562927907",
"email": "[email protected]",
"terminal": "10",
"billing_address": "Jl Sabang 37",
"billing_address_city": "Jakarta",
"billing_address_region": "DKI Jakarta",
"billing_address_state": "Indonesia",
"billing_address_poscode": "10170",
"billing_address_country_code": "ID",
"receiver_name_for_shipping": "Tompi",
"shipping_address": "Jl. Sabang 37",
"shipping_address_city": "Jakarta",
"shipping_address_region": "DKI Jakarta",
"shipping_address_state": "Indonesia",
"shipping_address_poscode": "10170",
"item": {
"id": "A001",
"product": "Invoice #2286704",
"qty": "1",
"amount": "100000",
"payment_plan": "01",
"merchant_id":"99999",
"tenor": "00"
},
"reserve1": "",
"reserve2": "",
"signature": "e827183f9446565a4b77d4490bb931c811b71821"
}
{
"request": "Post Data Transaksi",
"merchant_id": "99999",
"merchant": "FASPAY STORE",
"bill_no": "20201222112952",
"bill_reff": "20200324_02-2286704_336",
"bill_date": "2020-12-19 06:04:29",
"bill_expired": "2020-12-19 07:04:29",
"bill_desc": "Payment Online Via Faspay",
"bill_currency": "IDR",
"bill_gross": "100000",
"bill_miscfee": "100000",
"bill_total": "200000",
"cust_no": "01",
"cust_name": "tester",
"payment_channel": "700",
"pay_type": "01",
"msisdn": "8562927907",
"email": "[email protected]",
"terminal": "10",
"billing_address": "Jl Sabang 37",
"billing_address_city": "Jakarta",
"billing_address_region": "DKI Jakarta",
"billing_address_state": "Indonesia",
"billing_address_poscode": "10170",
"billing_address_country_code": "ID",
"receiver_name_for_shipping": "Tompi",
"shipping_address": "Jl. Sabang 37",
"shipping_address_city": "Jakarta",
"shipping_address_region": "DKI Jakarta",
"shipping_address_state": "Indonesia",
"shipping_address_poscode": "10170",
"item": {
"id": "A001",
"product": "Invoice #2286704",
"qty": "1",
"amount": "100000",
"payment_plan": "01",
"merchant_id":"99999",
"tenor": "00"
},
"reserve1": "",
"reserve2": "",
"signature": "acbaace6a54eb83958e245e03e46a1e43df9f33f"
}
{
"request": "Post Data Transaksi",
"merchant_id": "99999",
"merchant": "FASPAY STORE",
"bill_no": "20201222113344",
"bill_reff": "20200324_02-2286704_336",
"bill_date": "2020-12-19 06:04:29",
"bill_expired": "2020-12-19 07:04:29",
"bill_desc": "Payment Online Via Faspay",
"bill_currency": "IDR",
"bill_gross": "100000",
"bill_miscfee": "100000",
"bill_total": "200000",
"cust_no": "01",
"cust_name": "tester",
"payment_channel": "402",
"pay_type": "01",
"msisdn": "8562927907",
"email": "[email protected]",
"terminal": "10",
"billing_address": "Jl Sabang 37",
"billing_address_city": "Jakarta",
"billing_address_region": "DKI Jakarta",
"billing_address_state": "Indonesia",
"billing_address_poscode": "10170",
"billing_address_country_code": "ID",
"receiver_name_for_shipping": "Tompi",
"shipping_address": "Jl. Sabang 37",
"shipping_address_city": "Jakarta",
"shipping_address_region": "DKI Jakarta",
"shipping_address_state": "Indonesia",
"shipping_address_poscode": "10170",
"item": {
"id": "A001",
"product": "Invoice #2286704",
"qty": "1",
"amount": "100000",
"payment_plan": "01",
"merchant_id":"99999",
"tenor": "00"
},
"reserve1": "",
"reserve2": "",
"signature": "2426558097a5f09256f5cc2ec9be94028e7f8b4d"
}

Post Data Transaction Response

You will get a post-data response like the following below
BRI e-Pay
BCA KlikPay
Danamon Online Banking
Octo Clicks
PermataNet
{
"response": "Transmisi Info Detil Pembelian",
"trx_id": "9999940100004234",
"merchant_id": "99999",
"merchant": "FASPAY STORE",
"bill_no": "20201222104914",
"bill_items": {
"id": "A001",
"product": "Invoice #2286704",
"qty": "1",
"amount": "100000",
"payment_plan": "01",
"merchant_id": "99999",
"tenor": "00"
},
"response_code": "00",
"response_desc": "Success",
"redirect_url" : "https://dev.faspay.co.id/pws/100003/0830000010100000/a307a911aa116014dd33c181042605731f89b2d2?trx_id=9999940100004234&merchant_id=99999&bill_no=20201222104914"
}
{
"response": "Transmisi Info Detil Pembelian",
"trx_id": "9999940511118742",
"merchant_id": "99999",
"merchant": "FASPAY STORE",
"bill_no": "20201222105144",
"bill_items": {
"id": "A001",
"product": "Invoice #2286704",
"qty": "1",
"amount": "100000",
"payment_plan": "01",
"merchant_id": "99999",
"tenor": "00"
},
"response_code": "00",
"response_desc": "Success",
"redirect_url" : "https://dev.faspay.co.id/pws/100003/0830000010100000/b6c7661df066cdd8414088cabf2c641810e7417d?trx_id=9999940511118742&merchant_id=99999&bill_no=20201222105144"
}
{
"response": "Transmisi Info Detil Pembelian",
"trx_id": "9999970100004879",
"merchant_id": "99999",
"merchant": "FASPAY STORE",
"bill_no": "20201222112224",
"bill_items": {
"id": "A001",
"product": "Invoice #2286704",
"qty": "1",
"amount": "100000",
"payment_plan": "01",
"merchant_id": "99999",
"tenor": "00"
},
"response_code": "00",
"response_desc": "Success",
"redirect_url" : "https://dev.faspay.co.id/pws/100003/0830000010100000/e827183f9446565a4b77d4490bb931c811b71821?trx_id=9999970100004879&merchant_id=99999&bill_no=20201222112224"
}
{
"response": "Transmisi Info Detil Pembelian",
"trx_id": "9999970056662287",
"merchant_id": "99999",
"merchant": "FASPAY STORE",
"bill_no": "20201222112952",
"bill_items": {
"id": "A001",
"product": "Invoice #2286704",
"qty": "1",
"amount": "100000",
"payment_plan": "01",
"merchant_id": "99999",
"tenor": "00"
},
"response_code": "00",
"response_desc": "Success",
"redirect_url" : "https://dev.faspay.co.id/pws/100003/0830000010100000/acbaace6a54eb83958e245e03e46a1e43df9f33f?trx_id=9999970056662287&merchant_id=99999&bill_no=20201222112952"
}
{
"response": "Transmisi Info Detil Pembelian",
"trx_id": "7178990000218859",
"merchant_id": "99999",
"merchant": "FASPAY STORE",
"bill_no": "20201222113344",
"bill_items": {
"id": "A001",
"product": "Invoice #2286704",
"qty": "1",
"amount": "100000",
"payment_plan": "01",
"merchant_id": "99999",
"tenor": "00"
},
"response_code": "00",
"response_desc": "Success",
"redirect_url" : "https://dev.faspay.co.id/pws/100003/0830000010100000/2426558097a5f09256f5cc2ec9be94028e7f8b4d?trx_id=7178990000218859&merchant_id=99999&bill_no=20201222113344"
}

2. Redirect customer to bank's website

To redirect customer to Bank's Website, use redirect_url that retrieved from Post-Data Transaction response (JSON Format) or follow the detailed API reference Here​
Exception for PermataNet channel, please use the detail below:
Request Parameter
Sample Request
Parameter
Type
M/O/C
Description
va_number
Numeric
Mandatory
trx_id respon from post data transaction
amount
Numeric
Mandatory
total amount transaction
<?php
​
$va_number='8985999000012039'; //ini ambil dari respon trx_uid post data transaction
$amount='10000.00';
​
$url='https://dev.faspay.co.id/permatanet/payment';
$post = array(
"va_number" =>$va_number,
"amount" =>$amount
);
$string = '<form method="post" name="form" action="'.$url.'">';
if ($post != null) {
foreach ($post as $name=>$value) {
$string .= '<input type="hidden" name="'.$name.'" value="'.$value.'">';
}
}
​
​
$string .= '</form>';
​
$string .= '<script> document.form.submit();</script>';
​
echo $string;
exit;
​
?>

3. Callback/Return URL

After the customer completes the payment via the bank's website, the website automatically redirects the customer to the Callback/Return URL. Please provide the URL and make sure it's already registered on Faspay system. For detailed reference can be found Here​

4. Payment Notification

Payment notification from Faspay to Merchant backend will also be triggered on the event of transaction status being updated to ensure the merchant is securely informed. Please provide the URL and make sure it's already registered on Faspay system
The detailed API reference can be found here
​
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Last modified 2mo ago