SNAP Direct Debit

Introduction

Direct debit API is used to simplify customer transactions with merchants. SNAP Direct Debit enables customers to make a payment to the merchant using direct debit(DD) by using their debit account as a Source of Funds (SOF). This allows transactions to be completed in a single step or with just one click within an application, thereby saving transaction time.

Standard Nasional Open API Pembayaran(SNAP) or national standard of open API is a standard of online payment API that is made by Bank Indonesia(BI). This API standard is used for direct debit (DD) transactions across banks or payment channels in Indonesia and can be used 24/7. It empowers customers to use their direct debit accounts when conducting transactions with merchants.

Flow Transactions SNAP Direct Debit

This is the flow process of the direct debit transaction SNAP version.

This is an overview of the transaction SNAP Direct Debit. This transaction flow represents the transaction's journey using SNAP direct debit, it starts when a customer requests a payment using direct debit to the merchant and finishes when the customer has completed the payment.

SNAP Direct Debit Transaction Flow

Flow Direct Debit Payment Cancel

This is the flow of direct debit payment cancelation. This flow represents a direct debit payment cancelation journey that starts from a merchant and finishes at bank/payment channel.

Direct Debit Payment Cancel SNAP Flow